Tag Archives: Wonderful Wednesday

Whacked Out Wednesday – HARP ENDS! AUGUST RUSH BEGINS!

#WhackedOutWednesday – HARP ends this year on Dec 31st 2018.  However is replaced by a new high loan to value loan.  The new HLTV loan very much like the old DU Refi Plus that will end this year.  The documentation is limited, PIW’s will be available, LLPA’s will be limited in tiers.  IN FACT – Fannie Mae just updated these guidelines yesterday!  I had this all planned out on Sunday for today and read them then, now I go back this am and see the updates.  They moved the min LTV from 95.01 to 97.01 or higher.  Today’s video I go over it!

Wonderful Wednesday is more like it, I can see this loan making impact, especially in areas in the future that may see a decline in housing values.  It applies to all conventional notes Oct 1, 2017 or AFTER.  And the loan must be seasoned for 15 months.   Nice option for your borrowers, and there’s NO min fico, no max dti, and no wait timing on any derogatory events.  ↓

Today TXT Juiceman to 33655 and check out the app.  You can contact me from it, send me scenarios, price a loan and even #SIGNUP right from there.  I’m in the office starting my AUGUST RUSH!  As you can see the phones are already lighting up!

7 day promo

Whacked Out / Wonderful Wednesday – Happy 1st of the month!

#WhackedOutWonderfulWednesday – Happy 1st of the month! – I personally ♥ long processing months.  Means more chance to close loans.  As we all (*anyone in the mtg industry) gets ready to turn in your goals for the month – #WonderfulWednesday – I wanted to continue on the weeks theme of Non-Agency loans and add some additional wisdom on “doc types”.  The #WhackedOutWednesday part is the bank statement loans.  And what seems to be the loan that falls out the most.  However, doesn’t need to be.  It’s all about how the 1003 is put together, and I go over just that on today’s episode as I describe the different types of file doc types Non-Agency/Non-Qm loans have.

Bonus, since I didn’t make a decision in advance, I combined the wonderful and the whacked out part together.  🙂 Happy hunting in a long month!  I’m here to help you #GetOnPoint with #BluePoint! #LetsDoBusiness ↓

Hope you enjoyed the #LunchNLearn today! Here’s the link to subscribe to rates daily.  – Daily Rates

I’m in the office to help you structure these loans.  Happy 1st of the month!  Who needs a Non-Agency same month closing?

As Always

#SellWell

Wonderful Wednesday – Happy National Mortgage Broker Day!

#WonderfulWednesday – I ♥ serving mortgage brokers! Happy National Mortgage Broker Day!   – For almost a decade now I’ve been serving mortgage brokers to help them close more loans, and the relationships I’ve developed are #Priceless!  It’s great to help a broker increase business and help them close more loans with options.  In fact, I have 9 different Non-QM loan options and can serve FHA/VA loans down to 550 FICO now.  Let’s connect and work together to help you close more loans, CLICK HERE!

Join Us In Creating Yes’s for your Pipeline all week I’ve been highlighting companies and tools that help mortgage brokers grow their business.  Today’s video and blog is filled with three different ones.  While they serve the same function, each one is slightly different in what they do and I see they compliment each other more than anything.

  1. Lead Pops – A great templated landing page with some customization that allows you to gain leads.
  2. ClickFunnels – The most advanced landing page builder with ton’s of functions.  You can embed just about anything and my advice is that your also the creative type.
  3. Phonesites – The newest of the three and designed to be for those not tech savvy but want ease of use and simple to create custom landing pages.

As always #SellWell

Wonderful Wednesday – Expand your Knowledge, Expand your Capabilities!

#WonderfulWednesday – We talk a lot about networking, and the ability to gain business from various sources, you should also be looking for trends and information to exploit.  What I mean is find news sources or channels of information you can follow, watch or listen too.  That the source of information can help you gain knowledge and expand your own business with that new found info.

Too many times I see people post a worth while read, and then others just like it and don’t actually read the article.  Each and everyday as a professional you need to be expanding your mindset, your knowledge of your craft.  And look for trends and information that can lead your path for you.  This is how you grow and will get the best “ideas” for your own business.

Taking a “Plan Do Check Act” type approach to how you do everything within your business is exactly what I suggest right now!  The reason – There’s a shift going on, and there’s one thing prevelant! – Wholesale banks that embrace technology, and have great processes to help the overall “experience” of both the client and Broker are the mortgage banks that will make it.  Other’s buying the market for volume, or not addressing the operations side along with the market segmentation of business will bleed out of the market.  I wouldn’t be surprised if this prediction was right.  However, I bet wholesale is going to grow.

Now more than ever it’s important to align yourself with processes and systems to make the overall client experience one online.  As well as interactive from a marketing perspective.   Those that focus on the broker wholesale business will grow and those that make the experience A+ will be the one’s that grow market share.  So my call to action today, subscribe to my channels and others online, find more news sources that will help you gain info to use for your benefit.

I show Mortgage Broker’s all the time how to make a full business plan and a market segmentation penetration plan.  LOL.  I love big words that lead to big action that lead to local market domination.  The wonderful part, I get to do this now for a wholesale lender in a major way.  More news to help you get on point to come!

#SellWell

Wonderful Wednesday – 100th VIDEO! (with opener)

#WhackedOutWednesday – #WonderfulWednesday – I ♥ making impact to those in the industry of mortgages and have to thank all of you that Share, Interact, Like and Follow! (Repeat)! Thanks to all the sponsors and company partnerships we’ve developed over the 3 years now.  This is the 100th video with the opener!

While I have a ton more, and don’t really promote the YouTube channel I have that has a lot more, it’s the blog that’s been the heart of it all.  Connected to LinkedIn and on Facebook, the post goes many places and one reason why I like for exposure! Feel free to join the facebook group Sales Talk with Mortgage Pro’s and be sure to check out the files tab!

As intended I want to impact those that are “in” my network to help my own pipeline grow.  If you are a mortgage Broker and would like a high level AE to work with, #CLICK HERE

As Always – #SellWell

Wonderful Wednesday – Transition into Market Dominance!

#WonderfulWednesday – Transition into market dominance by investing in you! Trust me all the top dogs do it! Everyone dominating in their market uses tools.  No doubt and they have invested in themselves to learn how to leverage social media.  In some fashion they have marketing working for them.

The first today is all about the good old never out of style website.  You all should have one of these that at least helps you collect names, phone numbers and emails.  In some fashion.  Maybe have a mortgage calculator on it – I don’t know, but if your website is from 1983, might be a time to upgrade.  – Jus Saying!

Second is my BLUEPRINT!  This is what I’m doing with each of the LO’s for years that have been in my network.  I’ve helped a lot of people in and out of my network now.  It’s a way to learn to expand your referral network and ultimately increase your relevancy, reach and results in getting “organic” traction on social media.  This helps when you get started into paid ads and various other “advertising”.  I do this generously and add a ton of value to help any one get started.  Mine is not 1000’s of dollars.  However, I’ve been told I should be charging 997.  If you want to begin to taste the rainbow of marketing online, CLICK HERE! 

Last and certainly not least is the #NextLevelLO training that I endorse.  I know the coaches and the content in this can help any struggling LO level up.  From scripts, to processing tips, to marketing ideas to lead generation techniques.  This has it all.  If you’re ready to Level UP – CLICK HERE! 

Invest in yourself – LEVEL UP!

#SellWell

Wonderful Wednesday – ♥ Day

Happy Valentines Day! ♥ I love mortgages and everyone involved with them! This is why I do the mortgage Join Us In Creating Excitement (JUICE) stuff.  Today it’s all about #WhackedOutWednesday – for the love of mortgages.  If you’re a LO and do NOT have a fan page on social media you are missing the boat!

I have taken a passion in helping others in my B2B stance and career as a Lender Rep.  I help others grow their online presence that are partnered with me.  In return they do more loans and send some to my awesome team of support that helps get them done.  (1 day Turn Times 🙂 I’ve done this for years and started out with flyer marketing to help give out ideas to brokers, now it’s turned into a full suite of advertising options that any Broker or LO can do.  The BLUEPRINT is a 3 day workshop, for those action takers that want a little guidance on how to grow a fan page audience and gain exposure.

Inside the BLUEPRINT I break down how to help you get past writers block and segment what I call the 5 P’s of Posts.  This helps you make posts with meaningful intent to push and pull your messages to gain exposure, relevancy, reach and results.  I now offer this to anyone, inside my network or not.  For the LOVE ♥ of mortgages and helping others, get the BLUEPRINT today and start your online journey to increase your business.

If you want the BLUEPRINT click here! – I will take the same passion in helping with you to help you learn to plan out campaigns with intent to increase your reach, relevancy and results on social media.  I’ve done organic advertising for 3 years and built several “Brands” in my sales day now, all organically.  What is missing is your Brand! I can help with those that want to learn it themselves, as well as those that want a done for you solution to gain results! #SellWell (With lots of Love today ♥_)

Wonderful Wednesday – JUICY List Week

#WonderfulWednesday – More great companies we go over today that help you LO’s and Mortgage companies increase business.  Today is about retaining your clients, and learning how to obtain new prospects (that turn into clients)  Yep, my favorite subject, marketing.

First things first, on the JUICY list (Join Us In Creating Yes’s) there’s a new company that allows mortgage broker’s to get a service to monitor their clients credit for mortgage pulls.  If there is one, the service sends you a lead.  So it doesn’t matter what side of BRAWL your wholesale partners are on, you can control your ability to help your client on your own.  – “Retain your Client” is the company, and they are on the JUICY list now.

Second, today’s marketing segment.  We all know that marketing and sales go hand in hand, and you need to know about or be implementing lead magnets in the mortgage industry.  There are two companies I will highlight.  First, is Leadpops and is a great company to help you learn to “do” funnels.  Great for those now so tech savvy and want a plug and play version to use as a landing page.  (Oh yeah, landing pages by definition capture names, phones, and emails)  Second is Clickfunnels, the godfather of funnel creation, and requires some know-how to plug all the pieces together.  If your creative and want to custom tailor something this is for you.

Last and certainly not least, is THE “program to learn funnels”.  If you want to know how to put the pieces together, are interested in cutting your learning curve in half, and wouldn’t mind having a entourage of people as resources to ask and answer questions for you… This is IT!  It allows you to break free from the daily grind and call prospects that sign up with you faster than any other out there.  It’s mandatory I believe if you want to “know about” funnels, lead generation tips, tricks and ultimately the newest trends to double your business.  It’s the Break Free Entourage.

Here we go, if you want to level up or take any of these programs to the next level yourself, I have a blueprint training that once you take will help you implement these funnels and programs more effectively.  You see I teach the organic reach marketing tips that can help you increase your funnels results.  There is a trick to this, and if done right, it increases click through rates and lowers cost per click.  Two magic words right there.  If you want to make the most out of funnels you have to have both a push and pull campaign going on with Facebook’s new changes.  Just posting to your business page is dead.  You have to know how to push and pull your messages into feeds now.  Driving engagement is more than ever KING.  Learn how I segment this into 5 different types of Posts that you can do to drive your exposure, increase your relevancy and help results on your paid ads.  The BLUEPRINT is here!

As Always #SellWell

Wonderful Wednesday – The new 1003! It’s coming….

#WonderfulWednesday – The new 1003 comes out this year!! Have you looked at it yet?  I can look at these new forms and the way questions are asked and envision how I will deliver it to clients if I was licensed.  Are you doing this to be proactive?

Todays video is a reminder to do just that, you should know what these look like and how all 5 of these “interactive PDF’s” will be apart of your daily JOB!

 

I have placed the new 1003 links here as I found them:

  1. urla-borrower-information
  2. urla-additional-borrower
  3. urla-unmarried-addendum *see what I was talking about here
  4. urla-lender-loan-information
  5. urla-continuation-sheet

If you are not getting business the way you think you should and “it’s slow” click below, join the Sales Talk with Mortgage Pro’s on Facebook.  See you there! ↓

The Mortgage JUICEman Tools are here!

#SellWell