Tag Archives: Thursdays Thoughts

Thursdays Thoughts – We’re Back!

#ThursdaysThoughts – We’re back!  That’s right #MortgageBrokers are BACK!!  Today marks November 1st, a day in history when there WILL be ton’s of LO’s and Broker’s filing for their MU4/MU2! Yep, filing to open their own mortgage brokerage shop or filing to be state licensed instead of federally licensed.  A WAVE is about to hit and we’ve been seeing all year! More and more people are going back to brokering!

Why today?  Well if you filed prior to November 1st, you had to still “re-new” this year yet again.  So many around August decided to wait till today to make it worth while and not have to pay NMLS two times in one year.  If you pay the NMLS for your filing today or after you are set for the year and the next time you have to re-new is next year.  In the mortgage world, there is CE (continued education) of 8 hours and a fee that’s paid to the National Mortgage Licensing System (NMLS) once a year to hold a license to do mortgage loans.

So what’s the big deal?  Well as I said in the video, more and more people are filing to start their own small business (mortgage brokerage) or coming over to the mortgage broker side from the retail banks.  As rates are rising banks are bleeding to gain market share, and overall in growth numbers, the only real outlet that has lead growth this year is mortgage brokers.  Retail is down in numbers, and more than likely will stay down.  Rates are higher on retail due to overhead from big buildings, fat CEO pay grades, and the need for layered departments within a big corporation.  Their profit margin is thinner this year with rates rising, and many have even started to change compensation structures to their loan officers.  That and various other indicators are a deal killer with good sales people, and more and more are seeing the light with wholesale yet again.  There’s more control, more options and more success being seen as the small independent mortgage broker again.  Want to know more about starting a brokerage or the steps for licensing? Click here – And pick your state.

And this time, it’s better than 2008, the wholesale relationships are stronger to support these small businesses of America, brokering loans is sought after even in real estate now.  And I happen to be one of the various options independent mortgage brokers can partner with to help more clients.  #GetOnPoint with #BluePointMtg and partner with a true wholesale partner to help you close more loans! CLICK HERE! 

As Always –

#SellWell

Thursdays Thoughts -JUICY List tools!

#ThursdaysThoughts – #JUICYList Tools this week have been great.  If you do not know where to turn for a great website and fast title work for your deals and business – Here you go!  Today’s JUICYList tools are just that, a website that’s designed to be easy to implement and a title company that can help you get loans done!

There’s a definite need for some mortgage companies to update their 1982 website, or if you’re new, and need one – THIS IS IT – THE LENDER HOMEPAGE! It’s a website company that can have chat features, to a blog, to mortgage calculators all on your website.  And it doesn’t take a month to launch, try days!

When it comes to closing loans, there’s one piece of paper that’s always needed, and that’s Title! Might as well get connected with a company that can give you the turn around times, and service you deserve with title orders!  C.L.A. Title and Escrow is a great Nationwide Title Company that’s here to help!!

From my perspective, there’s a lot of people asking questions on “how to source” more business right now.  Even more wholesale companies attempting to show mortgage broker’s how to gain more business.  (But they barely do any ads themselves) – Might as well work with the PRO’s that do it everyday, and produce REAL RESULTS for you to gain more buyers, sellers, and mortgage clients as a whole.  The Robots are out in full force right now, and advertisements are everywhere.  There’s google, there’s FB, there’s LinkedIn, and then there’s the old fashion guerrilla marketing techniques.  My opinion, get a well rounded campaign strategy going.  If you have multiple avenues of lead generation working for you, you will not “slow down”.  In fact some of the top originators in the country are having their best months – WHY?  Because they are doing just this, they have organic presence and paid ads or paid leads they get.  My opinion again, – Get your own #JUICYROBOTS that are out there gaining you prospects daily.  CLICK HERE FOR A DONE FOR YOU SOLUTION!

As Always –

#SellWell

PS. Someone asked me where this #JUICYList was located, it’s inside the group –

SALES TALK WITH MORTGAGE PROS on Facebook.  Once a member (free) check out the “files” tab – I’ve uploaded all types of stuff to help you LO’s over the years.  Objection responses, scripts for purchases, scripts for refi’s, income worksheets, condo cheat sheets etc.  Including the JUICYList!  Check it out today!

 

Thursdays Thoughts – The Offer!

#ThursdaysThoughts – The Offer! – While I do short links and promote my Wholesale Lender under the video’s the main content I have is not always “selling me” and what I do.  I try purposely to put out there a ton of value for all in the #MortgageIndustry first and foremost.  I post guidelines, motivation, selling tips, tricks and lead gen suggestions all the time.  Today, I promote the offer!

@BluePointMtg we are a true mortgage broker partner.  We are BRAWL friendly and provide a ton of options for the independent Mortgage Broker to grow their product mix.  We are value centered around communication, easy of use, and speed and service.  But not just on the average everyday John Smith client for a mortgage.  We specialize in #Niches for mortgage Brokers.  From offering options like Bank Statement loans, W2 only, Alternative documentation, investor loans, options for as low as 500 FICO or where others have overlays.  (550 FICO on FHA/VA) – We look to truly partner with our Mortgage Broker partners across the US.  From Niche offerings like Reverse loans or 5 million dollar JUMBO, to non-warrant-able condos.   Options for Lender Paid or Consumer Paid transactions, to flexible adjustments on a Lender Paid Compensation agreement, to the ability to use over 25 AMC’s.  Our mission is to help our Mortgage Broker partners close more loans.  If you’re a Mortgage Broker and want to add Niche products to your lending arsenal let’s chat, CLICK HERE! 

We are a direct lender ourselves, and offer the control, and communication that our partners are looking for.  We underwrite 99% of our products in house, and do not have to send out to other investors for second sign off.  If We issue an approval it’s the #RealDeal.  We also offer #TBD underwrite opportunity to our active partners that need us.  And the benefits of working with BluePoint Mortgage don’t stop there.  We even have tools to help our Broker’s continue to source new business with our product offerings.

We would ♥ to partner with you!  As we are growing in times where others are shrinking, I am blessed to offer as much help to those We partner with.  Get on Point with BLUEPOINT today! CLICK HERE!

**In Closing today – We are growing, and we are seeking talent and those that see opportunity with a growing wholesale lender to partner and grow a pipeline themselves.  If you know a great seasoned AE (Account Executive) – I just started taking resumes and would like to know from you who you recommend!

As Always – #SellWell

Thursdays Thoughts – Get Creative!

#ThursdaysThoughts – #LUNCHNLEARN – Get Creative – In today’s market place if you are just showing the same options as everyone else and you’re not “niching” a specialty or making yourself be indifferent, things might get hard.  What I suggest to do is get creative when presenting options.  #BenefitSandwich Again…

One way to do this with a typical 1st time home buyer is to show them options with MI certs.  With a first time home buyer the MI option to have split, or lender paid, or single premium all could allow the borrower to qualify for more of a house.  Structuring the loan upfront to make sure it can close and allow the borrower to do is key.  This could mean going borrower paid, or increasing the rate, or gaining seller contributions etc.  But the bottom line is what a recent broker did was genius and a great idea that I wanted to share with you.  By being indifferent I bet they gained business.

BluePoint Mortgage is a niche lender, we don’t have just “one niche” we have many, and you can use these niche’s to stand out as a product expert in your market place.  Making yourself indifferent than someone else.  Adding value and coming across as the expert at the same time.  This idea from a Broker is genius and I know they will continue to get more loans as a result of their thinking this way to differentiate themselves from the competition.

YOU TOO CAN GET ON POINT – WITH BLUEPOINT! CLICK HERE! 

As always – #SellWell

Thursdays Thoughts – The best of Completing the bill of sale!

#ThursdaysThoughts – The best of “Whacked Out Wednesday” all week long, hope you’ve enjoyed and are picking up things to avoid or to do to close more loans.  Today is no exception and goes with the Thoughts that each loan officer creates their own head aches by not completing the bill of sale! Every sales person out there has to fill in some paper work that becomes the frame work to the sale.  Car guys, vacuum sales, insurance sales you name it.  Mortgages bill of sale is really the 1003!

The 1003 is the heart of the mortgage transaction and underwriters are really just looking to verify the information on the 1003.  Make sure you are completing the 1003 and it’s accurate.  And you check the information that the client sends you and compare it to your 1003.  These are small things that you can do to help your own “Bill of sale” be done correctly in mortgages.

Get on point with BLUEPOINT and we will help you take your bill of sale to the closing table!  Today I’m issuing LOG-ON’s to anyone that may need it.  CLICK HERE

Thursdays Thoughts – Don’t be whacked out and half ask the bill of sale!

As always – #SellWell

Thursdays Thoughts – More than 1 and flipping! FHA Guideline week!

#ThursdaysThoughts – LUNCH N LEARN – Today I go over my max length a little bit.  Yep it’s a long one.  12 minutes of pure FHA guidelines you should know.  Sorry.  But, for those that watch, will get some great tips 🙂

Can you have more than 1 FHA loan?  And what’s the time frame for flipping again? (90 days right?) Well, I go over the rules, the exceptions and things to watch out for in today’s episode of Thursdays Thoughts.  When I set out this week initial campaign it was to be centered around guidelines.  I found so many JUICY one’s to share in doing my planning that here at the end of the week, I wanted to throw in a few extra one’s.  12 minutes of getting on point!

#GetOnPoint with #BluePoint already!!  We have some fantastic guidelines for non-qm that make BP unique.  We also have one open overlay on Government loan options we provide.  We only go down to 550 FICO on FHA and VA loans.  We go by the book otherwise.  #LetsDoBusiness – CLICK HERE – and we can provide solutions to help you close loans.

As always – #SellWell

 

Thursdays Thoughts – Boost your 2018! Get JUICY!

#ThursdaysThoughts – Boost your 2018 – Join Us In Creating Yes’s for your pipeline.  Lunch N Learn – All week we’ve been going over tools and companies that you can use to help you increase your business.  Today’s highlight to the JUICY List is Listing Booster!  A great tool to help LO’s and Broker’s increase exposure on their BIGGEST referral partner’s listings! RE Agents – If you use strategy to grow your referral partnerships, this is one huge tool for the belt! And a great way to expand your relationships by adding “boosting” value!

In growing a network of business partners I’ve always looked to add value to my partnerships in a similar way.  By helping LO’s with ideas to source new business.  I am expanding across the Nation and would love to partner with you (A mortgage Broker)!  #LetsDoBusiness – Get on point with BLUEPOINT MORTGAGE! With over 9 different Non-QM loans and a great niche on Government business.  We can help you close more loans – CLICK HERE! 

Listing Booster is a great resource to help LO’s build a pillar partner network of RE Agents and really add value to them.  An irreplaceable service that every LO should have.  CLICK HERE – And schedule a time to get a walk through.

booster

#SellWell

Thursdays Thoughts – How bad do you want it?

#ThursdaysThoughts – How bad do you want it?  Some say they want it, and some take action.  Some seek to learn and some just want to sell.  If you thought about being online more, or how to generate business on social but just haven’t done it yet – Today’s your day.

I have several solutions I’ve been growing for the past three years now.  What I will do is give you the results, the testimonials and the full BIG picture today – WITHOUT you having to input your name, or email or any lead capture.  I promise.  You can watch, read and poke around all you want.  —- Feel free to do so — CLICK HERE

Funny thing is those that put their mind to it find a way, find a solution or find results.  Many have tried and failed with online marketing, the key is they tried.  The solution is to try again.  But do so with more creative intent and guidance to make sure you do it right this time.

You want it – And want to do it all by yourself, then start with an organic presence and learn to push and pull your campaigns free, without paying anyone anything.  #TheBLUEPRINT can show you how to expand your referral partners and use social in a brand new way to step up your sales game.  If you do so currently organically and struggle with content or copy to make, I have a solution for less than 10 bucks a month.  9 dollars and 97 cents is the cost of the membership group where I’ve partnered with various LO marketers that kill it, and we provide ad copy and various tricks and tips for you to #Copy #Paste #Post #Profit from.  Mortgage Marketing Syndicates – feel free to join.   Don’t want to “pay” anything and just want to network, there’s over 4000 mortgage pro’s in Sales Talk with Mortgage Pro’s that share, ask questions and help each other daily.

Want to step up your game and have a solution that turns on a faucet of leads for you to increase your at bat opportunities?  CLICK HERE – And read and watch the videos, there’s no need to put in your name, or email address.  I have testimonials to examples in there to help you get the bigger picture.  When your ready, I’m taking orders for the #BULKFUNNEL order today and tomorrow.  There will probably be 20+ people that double their chances of increasing their business this summer as a result – Will you be one of them??

Make the most of what you got, or learn to do it yourself, or invest in a solution that does it for you so you can just do what you do best – Sell!

#SellWell – PM me if interested.  I’m in the office all day.  The JUICE is flowing!

Thursdays Thoughts – Get Landing **

#ThursdaysThoughts – Get Landing pages to help you advertise your products, grow your referral partners, get people signed up for events or just say you have the lowest rates!  Any way you slice and dice it you need to accelerate now, don’t let your foot off the gas!

I see a lot of LO’s that get busy and then “stop” or slow down with their advertising or expansion of referral partners.  When your busy that’s the best time to network.  Not when your slow.  Get Landing pages to help you develop these types of campaigns in under 5 minutes.  Like ZERO tech skills are needed.  And is half the price of what click funnels and some of the other platforms that help you, but cheaper, easier and quicker to take action with! It’s Phonesites! And it’s 47 dollars a month.  That’s it!

Don’t let off the gas, get on point! The point is now, the point is a must to create multiple lead magnets that create you interested prospects based on your ad copy! I can show you how to implement all of this.  Inside our exclusive LO group for those taking action many are using various types of organic and paid campaigns to gain leads.  We provide YOU the opportunity to #Copy #Paste #Post #Profit from the ideas we provide.  Feel free to join here —> Mortgage Marketing Syndicates!

As Always – #SellWell

Thursdays Thoughts – Are you in a position of authority with leads?

#ThursdaysThoughts – Are you in a position of authority with leads to your referral partners?  If not read on – I partnered with the best ad agency this year to offer LO’s the opportunity to level up their business! More leads = More loans! If you know anything about the current market, inventory is low, so you can be in the hunt for sellers and buyers to be stimulating your own sphere of influence.  LEADS – Are the answer to those that hustle and sell.  You can literally double or triple your business getting your own lead generation machine.

What I’ve done is offered a short window where I get a bulk order of done for you solutions for online advertising! As a result of having many orders I got the priced significantly reduced to have a complete professional ad campaign created for LO’s and RE Agents.  We’re talking the full monte; Professional Ad copy and funnel to collect leads, community page, crm to place the leads in, chatbots, sly dial, text message follow up and email drip campaigns (for 6 months) all done for you.  A lead comes in and they see your name 50 times inside of the first 10 days.  It’s the ultimate lead machine that you can get set up!

What are you waiting for?  Summer heat is almost here, and if your pipeline isn’t already loaded with 20 loans plus, this is a way to get there! Be the authority in your sphere of influence, start handing out referrals not asking for them.  TODAY and TOMORROW I take this bulk funnel order and offer a massive discount to the campaign build compared to market pricing.  Do your due diligence there’s no doubt about it, I am offering the best funnel deal there is in the market RIGHT NOW!

There’s two ways to do this online lead generation stuff, take a course from someone and learn it yourself (takes 4-6 months to learn and see results) or get someone else to do it for you – So you can concentrate on SELLING! Well this is it – We’ve lowered the barriers of entry and will help anyone that wants to see the best summer they’ve ever had —- CLICK HERE FOR MORE INFO

As Always – #SellWell