#WhackedOutWednesday – Oh YEAH… The struggle is real folks. Funny thing is some LO’s don’t take the time to do this stuff. They sell a file, throw it to a processing queue, and never attempt to “see” how the numbers shake out until the end. First thing firsts, credit! I had a post in my group, Sales talk with Mortgage Pro’s not to long ago where someone didn’t know how the pricing was calculated with a credit that had two duplicate scores. Pricing is apart of the balancing act too, not just credit that gets you there. Obviously both play hand in hand.
What I suggest, is not to just set it and forget it. If you make changes, like any and all, you should see how the file balances and not just the fraction, the dollar amount. Actually balance your file along the way. Want to be really high level, I suggest that every step you get exact fees, like the title report, or as 1004D costs are added etc, you re-balance your file. And actually update the client. In essence the client should get a break down every week on how their file is coming together. Just my opinion.
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