#WeekendCalltoAction – Show’em you have a pulse! Get involved! Do some cool activity for the kids!! The idea here is that there are several holiday activities coming up that can be great to sponsor events in your local area for. My suggestion, get involved, gain more exposure and who knows more leads too! 🙂
#HappySweetestDay as well!
This whole week the #SponsoroftheWeek – LEADPOPS – Take advantage of the FREE TRIAL!
#ThursdaysThoughts – Make a plan and take massive action on it. #Successwillfollow
Today I go over the guidelines for seasoning and waiting on BK’s, Foreclosures and SS! Know these waiting periods and what questions to ask your clients, it could save a headache later!
*Sponsor #oftheweek is the virtual business card, if your in sales, you should have a CARD TAPP APP! #Checkitout #SellWell
Solving Problems is my forte’! Are you a bank that has overlays to prevent risk? Good thing to do actually, however, as a non-delegated specialist my bank can help yours! We can open up products you may not have currently for your sales force, all while mitigating risk on your FHA neighborhood watch percentage. A great option to outsource underwriting on certain FHA loans. (manuals or below a certain FICO band)
Are you an LO and business is slow? Maybe your a Broker and do not have the support you wish you had on your files from your lenders. We can be the newest edition to your lender arsenal! I ♥ Wholesale Brokers! And I help others grow their business! Fill in below and let’s connect if you have any of these problems!
*Also available for any “I gotta guy” questions, hit me up in the office! #SellWell
I ♥ GOVIE LOANS, USDA, VA or FHA are a specialty of mine. I do these loans for my Broker #partners down to 560 FICO! Today being #TwoforTuesday I wanted to address the up front insurance fees and monthly MI’s for all these programs. And provide a guide on this that could help you remember them.
#CardTappApp is the Sponsor this week and can custom tailor any app for the sales your in. The owner was a #MortgagePro that was seeking to gain more exposure! #Checkitout CARD TAPP APP – CLICK HERE
I WAS WRONG! LOL, I remember that majority of FHA loans are typically over 90% LTV and not a 15 year. But I am placing the charts for each product below;
Here’s where I was wrong, looks like if you have less than 78% LTV on a 15 year FHA loan the MI stays on the loan for 11 years and can fall off. I guess I forgot that 🙂
NEXT IS VA, I ♥ VA loans and it seems my Brokers educate me on this loan more than any. The guidelines are so awesome for this loan, did you know you can payoff debt with sellers contributions? Check out the Chart below and identifies based on the “branch of military” what the funding fee is;
And Last but certainly not least the chart for the USDA Guarantee fee;
#WeekendCalltoAction – Are you green and growing? Literally are you networking with many different people in different industries? Not just RE Agents for example? Are you using social media to gain exposure? Do you have a fan page or business page online? Are you in many groups?
These are all great questions to ask yourself about your business. When it comes down to it, there should be a strategy about networking and marketing to help sales. Not just to post how awesome you are! lol. When I look at someone’s fan page and they have the last post two years ago and say it’s slow, I show them why. Where are the actions for the posts? Most just post and hope and pray it goes viral. There’s a strategy to this. And a way to ORGANICALLY (meaning FREE) get exposure to your fan page, your post tagging your business, your special for the month. But do you do them is the question? I have put together #theBLUEPRINT !! A way to start from scratch and learn how to run campaigns on Facebook. I break it down into steps and describe what I call the 5 P’s of posts. That allows you to segment what you post with a rhyme and reason to gain exposure, increase relevancy, and get sign ups. (leads!)
That’s what you want right? Leads to do more business!? *Most do, and don’t realize how many leads are in abundance to grab. #FREELEADS I can show you how with #theBLUEPRINT
Thanks to our sponsor this week, PERFECT LO , an interactive 1003 application that YOU can try on your next few deals. #FREETRIAL Click here
#ThursdaysTruths – Many say they want success, few do what it takes to get there! There is definitely a shortage of action takers out there. I talk to people all the time that are “slow” or so they say, but yet when presented a plan to get more done, less take action than you would think. I believe the true reasoning behind this is discipline, planning and knowing how to take massive action. Today I will detail that for you.
First, write down your goals, then make a list of small activities as steps to help you get there. Then plan out specific time blocks daily to do those activities. Put the plan of attack right on your desk so you see it every day. Then take massive action! Yes, you have to do work! #whataconcept While funny, it’s the moral of the story, many dream, but most don’t act on them.
Brought to you by our sponsors this week, Perfect LO! #Checkthemout
If your SLOW in business I have the BLUEPRINT to help you obtain more leads and opportunities to grow your business! The BLUEPRINT for LEADS
#TwoforTuesday – Sales TIP day, I go into the two things that have made me successful in whatever I do. Consistency and Action. Both work hand in hand, and all start with taking action. Make time to prospect, make time to follow up, make time to go over emails and voicemail. When you create consistent habits of action is when you will see results in the long term. #SellWell
#WisdomWednesday – If you look at your demographics and geographic make up in your area and custom tailor a marketing plan, you will see better results. Hands down this is the way to do it. Zoom out on your area, determine what type of businesses you have around you, or collaborate it with one of your products or benefits, you will add more value and gain more interest. Simple as that. Follow trends, follow natural occurences that could be due to “routine” from people to something out of the ordinary. There’s always a way to make a spin on something to help those in need. If your selling something, anything this should be “how you” target, and determine what type of campaign to do. For example, don’t do an USDA campaign if you don’t have a USDA zone near you….that wouldn’t make a whole lot of sense. However if you have VA bases within 50 miles from your office and you don’t do VA loans, that would be a way to market. Starting yesterday 🙂 #SellWell
This weeks videos and blog is brought to you by Lender Home Page, if your in need of mortgage tools to help you market, Lender Home Page has a lot to offer, click the banner on the left.
Let’s get JUICY together. #MondayMotivation has to do with plugging in to the tools you have. We all have them. And I even created more for my fellow colleagues in the mortgage industry. The group on Facebook called Sales Talk with Mortgage Pro’s I have created the #JUICYLIST and is tools for mortgage Broker’s to gain more leads, do more business and get more done! 🙂
This weeks tool kit highlight is the Lender Home Pages, an affordable website builder for Mortgage Brokers and Lenders anywhere. These guys are great, and they custom tailor a website just for you. From mortgage calculators, to a mobile app, check them out today;Lender Home Page Website
Use your tools given to you! Reach out with any I gotta guy questions! #SellWell
Happy End of the month! #HappyClosings I hope everyone had a great mix of closings happen! Shout out to the to often hidden link, the magic behind the scenes, the Processors that get it done! Thanks to all the Processors internal and external that make successful transactions happen. #ThankfulThursday
I give out referrals all the time. I also help LO’s looking to jump ship and hang their hat at the best Brokerage near them. This happens all the time to me, as I build relationships and help LO’s close more loans. With product offerings and marketing tips to help gain more leads. With Banks and Credit Unions I help them alleviate risk to their FHA neighborhood watch percentage. And can help any mortgage company outsource underwriting. I help close loans in bulk with many types of mortgage relationships across the US. If you know someone that works at a bank doing mortgages pass on my info to them. Help me network. Like I say at the end of my videos’, Share, interact, like, repeat!! #SellWell