#TwoforTuesday – Non-Traditional groups are needed to help when someone needs to qualify with non-traditional credit. There are two groups that you need three things from. I will detail this today in efforts to help you pre-qual someone whom has “thin” credit. NEED ALTERNATIVE TRADE LINES? Here’s what you need to know;
There are two groups, and you need at least 1 thing from group number 1. Group 1 consists of Rental history, a utility company, or telephone service. Group 2 can consist of a personal loan, insurance payments (car, medical, renters, life), Child care payments, rent to own payments, or school tuition. This second group also consists of car lease (rental) payments or retail store credit cards, however I don’t know why an auto lease or retail store wouldn’t report that to the bureaus though. lol
Here’s a break down of guides for you: Happy Selling!
I am helping LO’s left and right learn how to generate business online. No doubt anyone can do this and dominate in their market. My suggestion, get going start social selling today! It changes people’s whole outlook on how they use social selling when they start seeing results. (Facebook is no longer just for Friends and Family)
Get involved implementing the BLUEPRINT today, it will change your pipeline 30-60 days down the road. Don’t struggle into the new year, get growing today! Learn how to set up your business fan page to actually get you leads. Learn the best posts to drive engagement and interaction. And learn how to set yourself up to gain more referral partners! – This is only 250 dollars – If you are an action taker, I would ♥ to work with you! You will double your business by implementing the BLUEPRINT.
#TwoforTuesday – A trick to remembering how long someone needs to have been receiving income to use it on a FHA loan. And a tip to add value right now and gain more purchase business. Short and sweet today. I got leads to call. Do you?
NEED LEADS? Is it COLD there? No weather pun intended. What I’ve done over the past two years is lead by example in creating organic presence on various social media platforms. If you do not know or “like” and “follow” my fan page on Facebook, please do! Click HERE to See my FAN PAGE! Technically it’s a hub of resources within it that any Broker or Mortgage LO can use to help #SellThemselves and gain leads for FREE>
In fact, I have a whole program that I do just this with Broker’s and individual LO’s that want to step up their #SOCIALSELLINGGAME!! I teach how to plan campaigns weekly on social media business pages to allow those that want to take advantage of social media’s reach. I teach how to set up a page, to how to push and pull your messages into social media land and gain leads FREE on a weekly basis.
Want to gain #theBLUEPRINT to doing so yourself? Click BELOW ↓
#WonderfulWednesday – My story continues, really it just starts! This is where I entered the world of B2B sales. And now I carry the same passion for helping people with helping small businesses grow ♥!
My angle in all of what I have done in the B2B space was to add more value than the other guy! Many “vendors” out there do this many ways. Doesn’t matter what you do in the B2B space, if you’re adding enough value to your business partners they will use you. My angle was to give out ideas to help LO’s generate business! And it all started with “organic” flyer marketing where I showed others how to generate leads, and referral partners. Obviously in hopes to gain a small piece of the pie if they generated some loans.
It’s great touching base with others and having feedback saying that they wouldn’t be in business or where they are today if it wasn’t for me helping them. My thoughts were, how can I do this more? So what I did was started a group on Facebook and started placing all the clients I had in it, and I attempted to add as much value as I could my partners, with tools that could help them. From scripts, to objection responses, to condo cheat sheets, and ultimately tools from other companies that could help the LO’s grow a pipeline. Well it grew beyond me, and is now one of the largest active mortgage groups on Facebook. Sales Talk with Mortgage Pro’s is the group. Feel free to join!
#SELLWELL – I am still networking with new Broker’s and Credit Union/Banks across the US! – Let’s work together, and I’d ♥ to help you grow your pipeline! Fill in below ↓
#TwoforTuesday – Two updates are in the horizon. DU 10.1 is almost here! The programming for DU seems to happen every year about this time, and it will be interesting to see what they do in the next year, year and a half with the GSE’s 7 year exemption coming up. Yep, remember QM was to make all loans at 43% DTI max! And the GSE’s only had a hall pass for 7 years. We are coming close to the end of this window, and will anticipate some announcements on this in the coming future.
#SellWell – Check out the #SponsoroftheWeek, LEAD POPS
#WhackedOutWednesday – Today’s installment is all about collection accounts for FHA and Conventional guidelines. There’s some JUICE in here that you may not know. #Checkitout PS>>> I’m accepting transferred appraisals and new FHA submissions 🙂