Tag Archives: Guidelines

Two for Tuesday – Non Traditional Groups

#TwoforTuesday – Non-Traditional groups are needed to help when someone needs to qualify with non-traditional credit.  There are two groups that you need three things from.  I will detail this today in efforts to help you pre-qual someone whom has “thin” credit.  NEED ALTERNATIVE TRADE LINES? Here’s what you need to know;

There are two groups, and you need at least 1 thing from group number 1.  Group 1 consists of Rental history, a utility company, or telephone service.  Group 2 can consist of a personal loan, insurance payments (car, medical, renters, life), Child care payments, rent to own payments, or school tuition.  This second group also consists of car lease (rental) payments or retail store credit cards, however I don’t know why an auto lease or retail store wouldn’t report that to the bureaus though.  lol

Here’s a break down of guides for you: Happy Selling!

I am helping LO’s left and right learn how to generate business online.  No doubt anyone can do this and dominate in their market.  My suggestion, get going start social selling today! It changes people’s whole outlook on how they use social selling when they start seeing results.  (Facebook is no longer just for Friends and Family)

Get involved implementing the BLUEPRINT today, it will change your pipeline 30-60 days down the road.  Don’t struggle into the new year, get growing today!  Learn how to set up your business fan page to actually get you leads.  Learn the best posts to drive engagement and interaction.  And learn how to set yourself up to gain more referral partners! – This is only 250 dollars – If you are an action taker, I would ♥ to work with you! You will double your business by implementing the BLUEPRINT.

To get started click HERE!  #SellWell

 

Two for Tuesday – Tips and Tricks

#TwoforTuesday – A trick to remembering how long someone needs to have been receiving income to use it on a FHA loan.  And a tip to add value right now and gain more purchase business.  Short and sweet today.  I got leads to call.  Do you?

NEED LEADS?  Is it COLD there?  No weather pun intended.  What I’ve done over the past two years is lead by example in creating organic presence on various social media platforms.  If you do not know or “like” and “follow” my fan page on Facebook, please do!  Click HERE to See my FAN PAGE!  Technically it’s a hub of resources within it that any Broker or Mortgage LO can use to help #SellThemselves and gain leads for FREE>

In fact, I have a whole program that I do just this with Broker’s and individual LO’s that want to step up their #SOCIALSELLINGGAME!!  I teach how to plan campaigns weekly on social media business pages to allow those that want to take advantage of social media’s reach.  I teach how to set up a page, to how to push and pull your messages into social media land and gain leads FREE on a weekly basis.

Want to gain #theBLUEPRINT to doing so yourself?  Click BELOW ↓

THE BLUEPRINT IS HERE!

#SellWell

Facebook-Fan-Page-Marketing-Techniques-Tips

 

 

Two for Tuesday – DU Updates 10.1 are coming!!

#TwoforTuesday – Two updates are in the horizon. DU 10.1 is almost here! The programming for DU seems to happen every year about this time, and it will be interesting to see what they do in the next year, year and a half with the GSE’s 7 year exemption coming up.  Yep, remember QM was to make all loans at 43% DTI max! And the GSE’s only had a hall pass for 7 years.  We are coming close to the end of this window, and will anticipate some announcements on this in the coming future.

#SellWell – Check out the #SponsoroftheWeek, LEAD POPS

Whacked Out Wednesday – Collection Guidelines

#WhackedOutWednesday – Today’s installment is all about collection accounts for FHA and Conventional guidelines.  There’s some JUICE in here that you may not know.  #Checkitout  PS>>> I’m accepting transferred appraisals and new FHA submissions 🙂

Check out the #SponsoroftheWeek whom is; CARD TAPP APP

A virtual business card can help you “track when to strike”! #SellWell