#TwoforTuesday – Non-Traditional groups are needed to help when someone needs to qualify with non-traditional credit. There are two groups that you need three things from. I will detail this today in efforts to help you pre-qual someone whom has “thin” credit. NEED ALTERNATIVE TRADE LINES? Here’s what you need to know;
There are two groups, and you need at least 1 thing from group number 1. Group 1 consists of Rental history, a utility company, or telephone service. Group 2 can consist of a personal loan, insurance payments (car, medical, renters, life), Child care payments, rent to own payments, or school tuition. This second group also consists of car lease (rental) payments or retail store credit cards, however I don’t know why an auto lease or retail store wouldn’t report that to the bureaus though. lol
Here’s a break down of guides for you: Happy Selling!
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