Change of circumstances. Yep, the changes. They drive every AE nuts. I wish nothing changed on loans from start to finish, but that’s just not the world we live in. The best practice is to evaluate those changes. I see this all the time. LO’s fail to re-run Du and actually see the effect of the change is on their loan prior to asking for it. From a lock to an increase of loan amount etc. Check it out, it’s an oldie but goodie from the Juiceman vault. Best practice, know what your change requested does to the loan in all aspects. Watch the video below.